Boat/Watercraft Insurance In Nevada
Taking on one of the rivers in Nevada or living the lake life means that you need a boat or watercraft to get the full experience. While it is not required, there is an insurance option available so that you can protect your investment and hobbies with the help of Infrastructure Management Systems LLC. Below are the different features of a boat/watercraft insurance policy.
Collision Protection
Since this insurance is not required in Nevada, you could be in an accident with an underinsured or uninsured person driving another boat and cause an accident. You can have your expenses covered and your watercraft repaired with collision coverage. In these cases, you could attempt to sue the uninsured boater, but you will need your expenses covered in the meantime.
Comprehensive Protection
Unfortunately, watercraft and boats are hot-ticket items for theft, especially off-season. Whether you have your boat stored for the winter or stolen while it is out and preparing to be loaded, your insurance company will help you replace your boat or watercraft for equal or lesser value if not found. If it is found and needs repairs, you can still make a claim.
Liability Protection
Not everyone is perfect, and while out on the water, you could be responsible for a collision with another boat or watercraft. Should you be accountable, your liability protection will step in to cover your medical and damage expenses, as well as those affiliated with the other party that was hit. That party can always sue you for damages, but with an insurance policy, you do not have to come out of your pocket.
Get The Protection You Need Today
If you live in Nevada and want more information on boat and watercraft insurance, contact our Infrastructure Management Systems LLC team today. We are happy to help you with a personal quote or answer your questions.
